Wednesday, October 19, 2016

Scam Idea.... Old and New.

I'm just gonna hit it of the bat right here that scam can be anything you can think of. But how do you differentiate between a good branding, scam, real product, and over priced item. Now here's the 4 things that i think i have not fully understand the extend of this thing until someone enlighten me with their view of what i have in mind. I might be wrong, i might hit something right. So bear with me.

For most Scam usually is possible because someone is greedy and wants to make money the easy way, earn higher income, get paid for just having enough money put in or simply interest the money can generate.

So our grandparent time scam are in the form of magic stone and something magical because it's not possible to change the way of life when there's not much product to offer. But in today's world there are just too many product in the market that we don't know what is what anymore. Why do i say that, well here's what to look out for WINE AND DIAMONDS, RARE ITEM(WOOD, JADE, ETC), GOLD, PROPERTY, CERTIFIED "PAPER"(this one varies in industry, same concept), THE NEXT BIG THING(it's what they call for Unicorn product), and last but not least LOVE.

This are the basic thing which i will cover at this point of time, because i have more scam report coming which will surely can only be judge by you if you see it as a fraud. Because let me be clear, if you are pretty much like me, which doesn't mind getting something for less than $10. You won't even consider that as a scam because it doesn't have a traction to start with and it's not even profitable. Boy i was wrong. I didn't see it as something until an online report shows me a figure which after verification, turns out to be something scary.

Let's run this scenario backwards. You got scam, and you think why did it happen to you?

Now there's no way to avoid ALL scam. But if you minimize the chances of getting scam, at least you won't go out that window and fly like a bird anytime soon. What is the first thing you have to do when you get scam? Don't Panic, Don't blame yourself, and Don't stop everything because of this.

The best course of action i find best when i got scam, is assess the lost. Do a simple calculation of what are your stand after this. If it's just POOR, then you are very much in a good situation. If the money is from a loan, i would say RUN. But once you reach a safe spot, call back and let someone knows you are on the run and why. Now i pick these 2 choice, because it doesn't causes any problem in the society. Now let's move on.

SPOTTING A SCAM FROM A MILLION MILE AWAY

 How to do this? Actually it's very simple, get scam by the small ones. Which gives you a very good confidence in saying NO when the product is not right, or being pushed in a hard sale situation. My rule of thumb is anything above $500 which is not a product and have the below promises usually are scam:
  1. Unrealistic Return
  2. Non regulated trade or deals
  3. Blacklisted
  4. Non background Company
  5. Perfect image
Now if you are in the world of business, i would say it's not unrealistic to say that there are items which are considered high return. Every industry have it's own gold standard, every player have their own ways to maximize the potential for a product to sell more and stand out.

What amazes me are businesses which sits between the fine line of a scam and still operates as a business as if waiting for the whole thing to collapse. That is actually more scarier because they are going for the long game.

One last thing, some people are bless with the skill to relate something to logically buy or take up their product. Now this might sound weird at first, but someone actually told me this a long time ago. Rich people (i mean those that are really rich) do not have insurance, i'll explain in a bit. In fact those rich one are the reason why we even have insurance today. Think about it, why does insurance even exist? The selling point is so if anything happens, you get "some" money back. Now i'm only pointing this one out because it's one of those business that should not be profitable, but manage to become profitable, and not only that. It got regulated after a very long process. Now it's an integral part of our life.

The rich don't have insurance because they basically help run money for companies which have the same business model, take customer's money for a piece of paper or cert, or piece of mind, or return on investment. You get the drift. And what these people do is that, they would put all those money to really work hard with investment return which can only be imagine by normal people as unrealistic. I'm just gonna deviate from the topic a little bit, think ART. How much does a bucket of paint and a canvas is worth, doesn't amount to the same thing as the ART. And ART as we know are only worth alot when the artist is dead. Why? Because rich people want to own something exclusive. If the artist is alive, it's not exclusive. It's just a painting. that's my point of view. I do like ART, just not planning to fork out a few million for some stars and crooked face.

I hope some of you might have something to share on this. Good or bad. I think everyone have their own views on how the world works.
 

Thursday, October 13, 2016

What do you think?

Well today i saw something very interesting, interesting enough that someone is willing to offer money for something that has already happen and cannot do anything about it. Let me give you an example of what i mean. Let's say for a second that you made a decision that you know it's something that you need, but you think that it could be a cost issue. So you say ok i'll go ahead with something that i am willing to pay because i don't see why it is important, because usually the idea is that deterrent will keep people on the edge that they are being watched.



Now here is the guy that did something, he stole an e scooter which might not cost that much, but if you use retail price to determine how much value was carried away. Then yes we should try to catch this guy for theft. But how to catch him, i'm guessing that there's no one in the shop at the time of the event. He saw an opportunity and ran with it. Thinking that it's going to be something that no one will even know about. But wait. he saw the camera when standing outside. He still do it. Why? Because he probably have nothing to lose? I don't think so, this probably not his first rodeo as a thief. That much can be established because he didn't do the grab and bolt move. He actually did it as if it's a normal thing. So the next thing to do is find out who he is. So as you can see there's nothing much to determine from the footage.... unfortunately. So the next best thing would be to offer money. Now you have to ask how much is good money for someone to scout for this guy?
So $1000 is offered and you must be wondering how much is that scooter? I have the same question. So i did some research, so the cheapest i get is $1248.9 and the most expensive is $1699. So the offer is actually quite generous considering the owner of the shop probably have more than just 10 scooter on retail at the point of time. And luckily this guy who is trying his luck does not bring any buddy along, just him and his cap and sunglasses. He didn't even wear his shades till he approach the shop. While scouting he actually took off his shades. Unluckily for the owner of the shop there's no way to determine his face.
While most will say solve the problem first, i think that's a good place to start. With why did the image so blurry? Would have solve the mystery quite fast if the picture was clear. But this just adds more work to the forensic people.
You probably watch this before in the movie that someone sitting in front of the monitor and clicking the computer away and voila!! you have a clear picture, and even see the reflection from the shades he have on.
Unfortunately that's an impossible feat .... i know. I tried it myself, pay someone to do it, pay a company to do it, pay a forensic expert to do it. When the expert say let me take a look, and then tells you directly that. Cannot be done. It means it cannot be done. So don't waste time. Because those people that gives you hope, the freelancers, the half cook expert, the i think i know, and alike. Will give you hope. And that hope is where your $1000 will become more than just $1000.

So the advice is get an expert in the first place.... start with the camera used to capture people in the first place. If that works then it should be just a peace of mind. And always remember to upgrade and maintain it. Because nothing last forever. You eat everyday, machine needs power, power creates heat, heat burns things off, somewhere somehow it will have a lifespan, don't expect 10 years and still kicking. Computer have a lifespan of 3 years now. Mobile have a span of 2 years. So you ballpark yourself what should be the right time.

above is a pervert who just molested someone and going out of a station.... now try and see if that looks like just about anyone with a blue shirt. Some innocent people might get hurt for releasing a blur image. imagine that.... and imagine that blur pictures have the same shirt you do. and you just happen to be there.... wrong time wrong place, the right height and color. Because they don't care if your hair is shorter or longer, they will still put you as suspect.